Tax Software for Crypto Traders: 2026 Edition

Crypto tax reporting changed materially in 2026. The IRS finalized regulations requiring digital asset brokers to issue Form 1099-DA starting with the 2025 tax year (T.D. 10000, June 2024 — with phase-in provisions per IRS Notice 2024-56). Your exchange may have issued you a 1099-DA this year.

For fewer than 100 transactions, FreeTaxUSA handles manual Form 8949 entry at $14.99. For 300+ transactions across multiple exchanges, TurboTax Premier's API integrations with CoinTracker and Koinly are worth the $168 premium.

Tax laws change annually. Crypto tax rules are evolving — the 1099-DA phase-in, wash sale proposals, and cost basis requirements may change. Verify with an EA or CPA if you have complex crypto activity. This is not tax advice.

Product	Crypto method	Best for
TurboTax Premier	API integration (CoinTracker, Koinly)	300+ transactions
FreeTaxUSA	Manual Form 8949 or PDF upload	Under 100 transactions
H&R Block Premium	CSV import	100-300 transactions